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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,451 | $96,956+21.1% | $69,779+68.3% | $273,972-57.1% |
| Participation rate | 100.0% | 77.1%+22.9pp | 71.8%+28.2pp | 83.0%+17.0pp |
| Annual return | 0.59% | 12.93%-12.3pp | 12.99%-12.4pp | 41.46%-40.9pp |
| Employer contribution / active EE | $7,293 | $3,316+119.9% | $2,338+211.9% | $4,869+49.8% |
| Participant deferral / active EE | $7,078 | $3,744+89.1% | $2,931+141.5% | $5,287+33.9% |
| Admin fee / account holder | $830 | $7,934-89.5% | $4,381-81.1% | $10,133-91.8% |