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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,184 | $54,541+184.5% | $78,778+97.0% | $70,126+121.3% |
| Participation rate | 45.5% | 60.8%-15.3pp | 69.2%-23.7pp | 69.5%-24.1pp |
| Annual return | 19.74% | 21.07%-1.3pp | 35.62%-15.9pp | 73.15%-53.4pp |
| Employer contribution / active EE | $0 | $1,089-100.0% | $1,986-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $1,185 | $2,210-46.4% | $2,958-59.9% | $3,332-64.4% |
| Admin fee / account holder | $6,507 | $3,709+75.5% | $5,134+26.8% | $4,645+40.1% |