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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,773 | $62,592+291.1% | $85,709+185.6% | $85,847+185.1% |
| Participation rate | 77.6% | 61.1%+16.4pp | 69.9%+7.7pp | 69.3%+8.2pp |
| Annual return | 7.72% | 23.77%-16.1pp | 21.49%-13.8pp | 318.61%-310.9pp |
| Employer contribution / active EE | $8,273 | $1,755+371.3% | $2,619+215.9% | $2,565+222.5% |
| Participant deferral / active EE | $3,590 | $2,802+28.1% | $3,924-8.5% | $3,952-9.2% |
| Admin fee / account holder | $4,255 | $4,643-8.3% | $6,876-38.1% | $6,261-32.0% |