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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,785 | $59,804+314.3% | $81,982+202.2% | $79,856+210.3% |
| Participation rate | 97.2% | 61.6%+35.6pp | 69.3%+28.0pp | 69.6%+27.6pp |
| Annual return | 7.10% | 17.56%-10.5pp | 41.31%-34.2pp | 31.71%-24.6pp |
| Employer contribution / active EE | $3,936 | $1,713+129.7% | $2,498+57.6% | $2,471+59.3% |
| Participant deferral / active EE | $6,823 | $2,695+153.2% | $3,722+83.3% | $3,741+82.4% |
| Admin fee / account holder | $4,350 | $4,288+1.4% | $5,665-23.2% | $5,306-18.0% |