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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,659 | $86,949+135.4% | $102,460+99.7% | $80,959+152.8% |
| Participation rate | 94.0% | 72.4%+21.6pp | 76.5%+17.5pp | 67.7%+26.4pp |
| Annual return | 9.76% | 18.89%-9.1pp | 29.47%-19.7pp | 35.67%-25.9pp |
| Employer contribution / active EE | $6,020 | $2,370+154.0% | $3,025+99.0% | $2,757+118.3% |
| Participant deferral / active EE | $4,164 | $4,121+1.0% | $5,056-17.6% | $4,300-3.2% |
| Admin fee / account holder | $9,776 | $8,048+21.5% | $9,460+3.3% | $6,925+41.2% |