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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,571 | $126,661+67.0% | $113,397+86.6% | $138,895+52.3% |
| Participation rate | 86.7% | 79.4%+7.2pp | 76.5%+10.2pp | 79.9%+6.7pp |
| Annual return | 6.88% | 25.05%-18.2pp | 23.20%-16.3pp | 145.39%-138.5pp |
| Employer contribution / active EE | $5,043 | $3,456+45.9% | $2,977+69.4% | $4,194+20.2% |
| Participant deferral / active EE | $4,758 | $5,693-16.4% | $5,076-6.3% | $6,396-25.6% |
| Admin fee / account holder | $94,800 | $14,549+551.6% | $11,957+692.9% | $12,562+654.7% |