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| Provider | Service type | Compensation |
|---|---|---|
HIGHLAND CONSULTING ASSOCIATES9+ years Service code 28 · EIN 34-1753575 | Investment Management | $34,775 |
CHARLES SCHWAB & CO., INC.5 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $5,075 |
CHARLES SCHWAB & CO., INC.4 years Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.5 years Filed as: CHARLES SCHWAB & CO.,INC. Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.5 years Filed as: CHARLES SCHWAB TRUST BANK Service code 25 · EIN 82-3967259 | Directed Trustee | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $454,967 | $95,417+376.8% | $135,974+234.6% | $74,460+511.0% |
| Participation rate | 75.4% | 78.2%-2.8pp | 81.9%-6.5pp | 70.7%+4.7pp |
| Annual return | 17.40% | 32.76%-15.4pp | 68.30%-50.9pp | 34.38%-17.0pp |
| Employer contribution / active EE | $10,524 | $3,878+171.4% | $4,859+116.6% | $2,638+298.9% |
| Participant deferral / active EE | $9,516 | $7,789+22.2% | $7,760+22.6% | $4,530+110.1% |
| Admin fee / account holder | $102 | $266-61.5% | $10,767-99.0% | $348-70.5% |