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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,892 | $81,643-80.5% | $70,462-77.4% | $158,950-90.0% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.1%+24.9pp | 82.0%+18.0pp |
| Annual return | 26.78% | 208.51%-181.7pp | 109.08%-82.3pp | 302.91%-276.1pp |
| Employer contribution / active EE | $1,190 | $3,218-63.0% | $2,737-56.5% | $4,762-75.0% |
| Participant deferral / active EE | $1,134 | $4,555-75.1% | $3,710-69.4% | $5,983-81.0% |
| Admin fee / account holder | $1,877 | $6,194-69.7% | $3,845-51.2% | $11,248-83.3% |