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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,892 | $81,664-80.5% | $70,476-77.5% | $158,966-90.0% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.1%+24.9pp | 82.0%+18.0pp |
| Annual return | 26.78% | 208.59%-181.8pp | 109.12%-82.3pp | 302.95%-276.2pp |
| Employer contribution / active EE | $1,190 | $3,219-63.0% | $2,738-56.5% | $4,762-75.0% |
| Participant deferral / active EE | $1,134 | $4,556-75.1% | $3,710-69.4% | $5,983-81.0% |
| Admin fee / account holder | $1,877 | $6,197-69.7% | $3,847-51.2% | $11,250-83.3% |