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| Provider | Service type | Compensation |
|---|---|---|
Filed as: SANFORD BERNSTEIN Service code 28 · EIN 13-4132953 | Investment Management | $78,715 |
Filed as: UBS FINANCIAL Service code 28 · EIN 13-2638166 | Investment Management | $44,334 |
Filed as: FIDELITY MANAGEMENT Service code 28 · EIN 04-3022712 | Investment Management | $20,834 |
Filed as: CHARLES SCHWAB Service code 28 · EIN 94-1737782 | Investment Management | $19,434 |
Filed as: ONE AMERICA RETIREMENT SERVICES LLC Service code 15 | Recordkeeping | $13,286 |
EBS ASSET MANAGEMENT1 year Service code 28 · EIN 31-1386402 | Investment Management | $12,595 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $554,313 | $84,493+556.0% | $125,381+342.1% | $66,938+728.1% |
| Participation rate | 81.2% | 76.4%+4.8pp | 82.4%-1.2pp | 69.8%+11.4pp |
| Annual return | -12.09% | -8.49%-3.6pp | 572.31%-584.4pp | 1.58%-13.7pp |
| Employer contribution / active EE | $17,162 | $3,554+382.9% | $4,815+256.4% | $2,545+574.3% |
| Participant deferral / active EE | $9,649 | $6,783+42.2% | $7,448+29.6% | $4,238+127.7% |
| Admin fee / account holder | $582 | $685-15.1% | $10,007-94.2% | $594-2.0% |