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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,407 | $65,440-7.7% | $98,506-38.7% | $85,851-29.6% |
| Participation rate | 96.7% | 65.0%+31.7pp | 73.3%+23.4pp | 69.3%+27.4pp |
| Annual return | 24.78% | 21.75%+3.0pp | 1494.92%-1470.1pp | 318.63%-293.9pp |
| Employer contribution / active EE | $6,188 | $2,169+185.3% | $2,961+109.0% | $2,565+141.2% |
| Participant deferral / active EE | $5,460 | $3,168+72.4% | $4,277+27.7% | $3,952+38.2% |
| Admin fee / account holder | $4,549 | $4,596-1.0% | $5,955-23.6% | $6,261-27.3% |