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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,754 | $54,763-49.3% | $90,324-69.3% | $72,976-62.0% |
| Participation rate | 96.8% | 65.2%+31.7pp | 73.3%+23.5pp | 69.5%+27.3pp |
| Annual return | 471.96% | 30.63%+441.3pp | 78.15%+393.8pp | 81.02%+390.9pp |
| Employer contribution / active EE | $7,122 | $2,093+240.2% | $2,856+149.4% | $2,440+191.9% |
| Participant deferral / active EE | $5,296 | $2,887+83.4% | $3,885+36.3% | $3,608+46.8% |
| Admin fee / account holder | $387 | $3,973-90.3% | $5,356-92.8% | $5,124-92.5% |