See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY6+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $26,500 |
LPL FINANCIAL6+ years Filed as: LPL FINANCIAL LLC - RPCP Service code 27 · EIN 04-3046611 | Advisory (Plan) | $17,095 |
BREWSTER & BREWSTER, INC.6+ years Filed as: BREWSTER & BREWSTER Service code 13 · EIN 34-1842059 | Contract Administrator | $11,551 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,275 | $61,156-73.4% | $185,823-91.2% | $79,386-79.5% |
| Participation rate | 83.8% | 66.6%+17.2pp | 81.7%+2.1pp | 70.7%+13.1pp |
| Annual return | 8.77% | 19.45%-10.7pp | 122.05%-113.3pp | 116.85%-108.1pp |
| Employer contribution / active EE | $1,060 | $2,321-54.3% | $5,167-79.5% | $2,427-56.3% |
| Participant deferral / active EE | $1,848 | $2,789-33.7% | $5,568-66.8% | $4,046-54.3% |
| Admin fee / account holder | $391 | $710-44.9% | $16,237-97.6% | $626-37.6% |