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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,199 | $78,423+164.2% | $95,964+115.9% | $79,856+159.5% |
| Participation rate | 61.3% | 73.5%-12.2pp | 77.1%-15.8pp | 69.6%-8.4pp |
| Annual return | 21.60% | 19.37%+2.2pp | 91.64%-70.0pp | 31.71%-10.1pp |
| Employer contribution / active EE | $1,511 | $1,945-22.3% | $2,541-40.5% | $2,471-38.9% |
| Participant deferral / active EE | $6,377 | $3,440+85.4% | $4,167+53.0% | $3,741+70.5% |
| Admin fee / account holder | $3,593 | $5,622-36.1% | $6,797-47.1% | $5,306-32.3% |