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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,055 | $101,752-63.6% | $164,928-77.5% | $80,911-54.2% |
| Participation rate | 56.6% | 71.8%-15.2pp | 78.6%-22.0pp | 67.6%-11.0pp |
| Annual return | 11.85% | 16.73%-4.9pp | 70.08%-58.2pp | 35.63%-23.8pp |
| Employer contribution / active EE | $918 | $2,953-68.9% | $4,343-78.9% | $2,756-66.7% |
| Participant deferral / active EE | $2,014 | $4,477-55.0% | $6,034-66.6% | $4,297-53.1% |
| Admin fee / account holder | $9,882 | $8,218+20.3% | $12,684-22.1% | $6,935+42.5% |