Filed December 29, 2025 (most recent of 3 filings on file)
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS4 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $55,685 |
CAPFINANCIAL PARTNERS LLC4 years Service code 27 4208 SIX FORKS RD STE 1700 · RALEIGH, NC 27609 | Advisory (Plan) | $25,319 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,029 | $42,353-14.9% | $79,550-54.7% | $64,808-44.4% |
| Participation rate | 62.7% | 64.8%-2.0pp | 69.5%-6.8pp | 71.5%-8.7pp |
| Annual return | -13.66% | -12.24%-1.4pp | 0.16%-13.8pp | 32.82%-46.5pp |
| Employer contribution / active EE | $1,567 | $1,181+32.7% | $2,413-35.1% | $2,506-37.5% |
| Participant deferral / active EE | $1,274 | $3,170-59.8% | $3,985-68.0% | $4,310-70.5% |
| Admin fee / account holder | $131 | $160-17.9% | $6,832-98.1% | $188-30.2% |