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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,505 | $80,983-11.7% | $96,544-25.9% | $75,177-4.9% |
| Participation rate | 85.2% | 71.8%+13.4pp | 76.0%+9.2pp | 67.2%+18.0pp |
| Annual return | 16.89% | 27.05%-10.2pp | 25.88%-9.0pp | 160.75%-143.9pp |
| Employer contribution / active EE | $449 | $2,282-80.3% | $2,966-84.9% | $2,671-83.2% |
| Participant deferral / active EE | $6,141 | $3,929+56.3% | $4,851+26.6% | $4,126+48.8% |
| Admin fee / account holder | $9,573 | $6,717+42.5% | $8,254+16.0% | $5,651+69.4% |