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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,907 | $71,873-8.3% | $86,698-24.0% | $68,490-3.8% |
| Participation rate | 76.7% | 72.2%+4.4pp | 76.6%+0.1pp | 67.9%+8.8pp |
| Annual return | -17.38% | 3.54%-20.9pp | 35.96%-53.3pp | -7.85%-9.5pp |
| Employer contribution / active EE | $413 | $2,173-81.0% | $2,837-85.4% | $2,597-84.1% |
| Participant deferral / active EE | $5,227 | $3,779+38.3% | $4,656+12.2% | $4,028+29.8% |
| Admin fee / account holder | $346 | $6,110-94.3% | $7,492-95.4% | $5,403-93.6% |