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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,565 | $110,240+140.0% | $96,544+174.0% | $139,487+89.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 7.77% | 26.41%-18.6pp | 25.88%-18.1pp | 373.84%-366.1pp |
| Employer contribution / active EE | $6,115 | $3,622+68.8% | $2,966+106.1% | $4,755+28.6% |
| Participant deferral / active EE | $7,980 | $5,549+43.8% | $4,851+64.5% | $6,713+18.9% |
| Admin fee / account holder | $24,252 | $11,602+109.0% | $8,254+193.8% | $11,407+112.6% |