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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,794 | $124,346+145.1% | $111,306+173.8% | $167,553+81.9% |
| Participation rate | 95.8% | 79.6%+16.2pp | 77.3%+18.5pp | 82.1%+13.7pp |
| Annual return | 12.74% | 37.46%-24.7pp | 54.67%-41.9pp | 478.89%-466.2pp |
| Employer contribution / active EE | $5,690 | $3,438+65.5% | $2,732+108.3% | $4,840+17.6% |
| Participant deferral / active EE | $7,590 | $5,182+46.5% | $4,488+69.1% | $6,343+19.7% |
| Admin fee / account holder | $5,115 | $10,623-51.9% | $7,966-35.8% | $12,316-58.5% |