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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,953 | $117,859+168.1% | $102,438+208.4% | $145,959+116.5% |
| Participation rate | 95.8% | 78.6%+17.2pp | 76.5%+19.3pp | 80.3%+15.5pp |
| Annual return | 23.85% | 31.72%-7.9pp | 29.37%-5.5pp | 561.95%-538.1pp |
| Employer contribution / active EE | $8,208 | $3,615+127.0% | $3,024+171.4% | $4,661+76.1% |
| Participant deferral / active EE | $9,455 | $5,732+64.9% | $5,054+87.1% | $6,689+41.4% |
| Admin fee / account holder | $38,750 | $13,318+191.0% | $9,448+310.2% | $13,398+189.2% |