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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,953 | $117,895+168.0% | $102,460+208.4% | $145,897+116.6% |
| Participation rate | 95.8% | 78.6%+17.2pp | 76.5%+19.3pp | 80.3%+15.5pp |
| Annual return | 23.85% | 31.92%-8.1pp | 29.47%-5.6pp | 552.29%-528.4pp |
| Employer contribution / active EE | $8,208 | $3,619+126.8% | $3,025+171.3% | $4,663+76.0% |
| Participant deferral / active EE | $9,455 | $5,736+64.8% | $5,056+87.0% | $6,689+41.3% |
| Admin fee / account holder | $38,750 | $13,353+190.2% | $9,460+309.6% | $13,390+189.4% |