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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,191 | $73,988+90.8% | $96,538+46.3% | $75,177+87.8% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 12.87% | 26.73%-13.9pp | 35.74%-22.9pp | 160.75%-147.9pp |
| Employer contribution / active EE | $5,814 | $2,930+98.4% | $3,740+55.4% | $2,671+117.7% |
| Participant deferral / active EE | $4,973 | $3,660+35.9% | $4,880+1.9% | $4,126+20.5% |
| Admin fee / account holder | $51,891 | $5,220+894.2% | $6,737+670.2% | $5,651+818.2% |