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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,692 | $78,682+181.8% | $109,188+103.0% | $85,851+158.2% |
| Participation rate | 96.7% | 68.3%+28.4pp | 75.9%+20.8pp | 69.3%+27.3pp |
| Annual return | 10.03% | 25.09%-15.1pp | 25.76%-15.7pp | 318.63%-308.6pp |
| Employer contribution / active EE | $3,251 | $2,734+18.9% | $3,723-12.7% | $2,565+26.7% |
| Participant deferral / active EE | $5,752 | $3,468+65.9% | $4,654+23.6% | $3,952+45.5% |
| Admin fee / account holder | $31,692 | $5,470+479.4% | $6,755+369.1% | $6,261+406.2% |