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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,321 | $86,298-19.7% | $111,308-37.7% | $85,847-19.2% |
| Participation rate | 100.0% | 73.3%+26.7pp | 77.3%+22.7pp | 69.3%+30.7pp |
| Annual return | 10.02% | 19.99%-10.0pp | 54.67%-44.6pp | 318.61%-308.6pp |
| Employer contribution / active EE | $2,780 | $2,044+36.0% | $2,732+1.8% | $2,565+8.4% |
| Participant deferral / active EE | $4,628 | $3,641+27.1% | $4,487+3.1% | $3,952+17.1% |
| Admin fee / account holder | $19,913 | $8,189+143.2% | $7,965+150.0% | $6,261+218.1% |