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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,531 | $72,486-16.5% | $87,103-30.5% | $72,976-17.1% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 14.48% | 24.46%-10.0pp | 28.19%-13.7pp | 81.02%-66.5pp |
| Employer contribution / active EE | $2,835 | $1,894+49.7% | $2,521+12.4% | $2,440+16.2% |
| Participant deferral / active EE | $3,099 | $3,270-5.2% | $4,049-23.5% | $3,608-14.1% |
| Admin fee / account holder | $12,967 | $5,055+156.5% | $7,491+73.1% | $5,124+153.1% |