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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $426,798 | $108,911+291.9% | $100,392+325.1% | $145,884+192.6% |
| Participation rate | 92.9% | 83.0%+9.9pp | 81.5%+11.4pp | 80.3%+12.6pp |
| Annual return | 17.66% | 58.23%-40.6pp | 49.45%-31.8pp | 551.85%-534.2pp |
| Employer contribution / active EE | $4,779 | $4,420+8.1% | $3,941+21.2% | $4,662+2.5% |
| Participant deferral / active EE | $4,490 | $8,459-46.9% | $8,090-44.5% | $6,690-32.9% |
| Admin fee / account holder | $2,255 | $9,698-76.7% | $7,904-71.5% | $13,392-83.2% |