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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,610 | $115,917+115.3% | $100,535+148.3% | $158,982+57.0% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 16.63% | 34.80%-18.2pp | 30.90%-14.3pp | 302.99%-286.4pp |
| Employer contribution / active EE | $5,355 | $4,105+30.4% | $3,419+56.6% | $4,763+12.4% |
| Participant deferral / active EE | $4,876 | $6,677-27.0% | $6,271-22.3% | $5,983-18.5% |
| Admin fee / account holder | $645 | $11,002-94.1% | $8,085-92.0% | $11,252-94.3% |