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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $426,798 | $108,942+291.8% | $100,415+325.0% | $145,897+192.5% |
| Participation rate | 92.9% | 83.0%+9.9pp | 81.5%+11.3pp | 80.3%+12.6pp |
| Annual return | 17.66% | 58.27%-40.6pp | 49.47%-31.8pp | 552.29%-534.6pp |
| Employer contribution / active EE | $4,779 | $4,422+8.1% | $3,943+21.2% | $4,663+2.5% |
| Participant deferral / active EE | $4,490 | $8,461-46.9% | $8,091-44.5% | $6,689-32.9% |
| Admin fee / account holder | $2,255 | $9,702-76.8% | $7,906-71.5% | $13,390-83.2% |