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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,202 | $100,805-83.9% | $86,698-81.3% | $134,532-88.0% |
| Participation rate | 91.7% | 79.0%+12.7pp | 76.6%+15.1pp | 81.2%+10.4pp |
| Annual return | -20.08% | 29.09%-49.2pp | 35.95%-56.0pp | 418.27%-438.3pp |
| Employer contribution / active EE | $2,645 | $3,490-24.2% | $2,837-6.8% | $4,741-44.2% |
| Participant deferral / active EE | $3,095 | $5,339-42.0% | $4,656-33.5% | $6,401-51.7% |
| Admin fee / account holder | $855 | $10,925-92.2% | $7,493-88.6% | $11,429-92.5% |