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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,719 | $153,769-77.4% | $133,975-74.1% | $273,972-87.3% |
| Participation rate | 94.4% | 88.4%+6.1pp | 87.1%+7.4pp | 83.0%+11.4pp |
| Annual return | 3.10% | 36.51%-33.4pp | 29.29%-26.2pp | 41.46%-38.4pp |
| Employer contribution / active EE | $1,974 | $6,029-67.3% | $5,211-62.1% | $4,869-59.5% |
| Participant deferral / active EE | $1,828 | $6,958-73.7% | $6,282-70.9% | $5,287-65.4% |
| Admin fee / account holder | $343 | $11,765-97.1% | $9,324-96.3% | $10,133-96.6% |