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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,483 | $53,128-55.8% | $86,582-72.9% | $70,126-66.5% |
| Participation rate | 97.0% | 65.3%+31.7pp | 73.5%+23.4pp | 69.5%+27.4pp |
| Annual return | 46.53% | 27.66%+18.9pp | 965.08%-918.5pp | 73.15%-26.6pp |
| Employer contribution / active EE | $4,155 | $2,068+100.9% | $2,839+46.3% | $2,343+77.4% |
| Participant deferral / active EE | $5,927 | $2,695+119.9% | $3,609+64.2% | $3,332+77.9% |
| Admin fee / account holder | $451 | $3,584-87.4% | $4,904-90.8% | $4,645-90.3% |