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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,581 | $95,915-97.3% | $79,580-96.8% | $134,532-98.1% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | 0.00% | -2.71%+2.7pp | 0.15%-0.2pp | 418.27%-418.3pp |
| Employer contribution / active EE | $1,037 | $3,129-66.9% | $2,413-57.0% | $4,741-78.1% |
| Participant deferral / active EE | $3,428 | $4,693-27.0% | $3,985-14.0% | $6,401-46.4% |
| Admin fee / account holder | $1,914 | $9,132-79.0% | $6,835-72.0% | $11,429-83.3% |