Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,802 | $84,518-90.8% | $67,704-88.5% | $125,388-93.8% |
| Participation rate | 45.5% | 74.8%-29.3pp | 67.5%-22.1pp | 83.2%-37.7pp |
| Annual return | -29.31% | 2.57%-31.9pp | 25.41%-54.7pp | 282.24%-311.6pp |
| Employer contribution / active EE | $734 | $3,292-77.7% | $2,559-71.3% | $4,866-84.9% |
| Participant deferral / active EE | $3,328 | $4,430-24.9% | $3,585-7.2% | $5,352-37.8% |
| Admin fee / account holder | $718 | $5,340-86.6% | $4,255-83.1% | $9,541-92.5% |