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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,454 | $150,442-73.1% | $136,295-70.3% | $147,585-72.6% |
| Participation rate | 44.4% | 84.4%-40.0pp | 81.9%-37.5pp | 82.8%-38.4pp |
| Annual return | 15.19% | 1049.09%-1033.9pp | 5155.97%-5140.8pp | 578.56%-563.4pp |
| Employer contribution / active EE | $2,180 | $5,256-58.5% | $4,695-53.6% | $4,876-55.3% |
| Participant deferral / active EE | $4,611 | $6,630-30.4% | $6,247-26.2% | $5,439-15.2% |
| Admin fee / account holder | $1,130 | $10,905-89.6% | $9,243-87.8% | $10,885-89.6% |