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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $614,950 | $105,623+482.2% | $87,502+602.8% | $273,972+124.5% |
| Participation rate | 100.0% | 78.2%+21.8pp | 73.8%+26.2pp | 83.0%+17.0pp |
| Annual return | 5.87% | 12.26%-6.4pp | 12.21%-6.3pp | 41.46%-35.6pp |
| Employer contribution / active EE | $28,044 | $3,141+793.0% | $2,550+999.9% | $4,869+476.0% |
| Participant deferral / active EE | $4,000 | $3,601+11.1% | $3,149+27.0% | $5,287-24.3% |
| Admin fee / account holder | $22,567 | $4,781+372.0% | $4,221+434.7% | $10,133+122.7% |