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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,333 | $157,296-90.3% | $141,191-89.1% | $152,897-90.0% |
| Participation rate | 80.0% | 84.8%-4.8pp | 82.5%-2.5pp | 82.5%-2.5pp |
| Annual return | 23.64% | 64.34%-40.7pp | 71.41%-47.8pp | 345.43%-321.8pp |
| Employer contribution / active EE | $2,331 | $5,262-55.7% | $4,736-50.8% | $4,764-51.1% |
| Participant deferral / active EE | $7,177 | $7,111+0.9% | $6,710+7.0% | $5,851+22.7% |
| Admin fee / account holder | $1,742 | $12,125-85.6% | $10,264-83.0% | $11,599-85.0% |