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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,198 | $157,296-61.1% | $141,191-56.7% | $152,897-60.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 18.47% | 64.34%-45.9pp | 71.41%-52.9pp | 345.43%-327.0pp |
| Employer contribution / active EE | $5,230 | $5,262-0.6% | $4,736+10.4% | $4,764+9.8% |
| Participant deferral / active EE | $9,153 | $7,111+28.7% | $6,710+36.4% | $5,851+56.4% |
| Admin fee / account holder | $14,302 | $12,125+18.0% | $10,264+39.3% | $11,599+23.3% |