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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,016 | $150,445-4.3% | $136,297+5.7% | $147,585-2.4% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 19.37% | 1049.14%-1029.8pp | 5156.16%-5136.8pp | 578.57%-559.2pp |
| Employer contribution / active EE | $4,840 | $5,256-7.9% | $4,696+3.1% | $4,876-0.7% |
| Participant deferral / active EE | $11,333 | $6,631+70.9% | $6,247+81.4% | $5,439+108.4% |
| Admin fee / account holder | $12,356 | $10,906+13.3% | $9,244+33.7% | $10,885+13.5% |