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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,081 | $148,582-87.2% | $135,942-86.0% | $139,456-86.3% |
| Participation rate | 77.8% | 83.9%-6.1pp | 81.9%-4.1pp | 80.3%-2.5pp |
| Annual return | 20.72% | 79.26%-58.5pp | 68.28%-47.6pp | 373.45%-352.7pp |
| Employer contribution / active EE | $2,463 | $5,245-53.0% | $4,858-49.3% | $4,753-48.2% |
| Participant deferral / active EE | $3,703 | $8,101-54.3% | $7,759-52.3% | $6,711-44.8% |
| Admin fee / account holder | $6,138 | $12,402-50.5% | $10,764-43.0% | $11,407-46.2% |