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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $90,696 |
Filed as: LOCKTON INVESTMENT ADVISORS Service code 27 · EIN 20-8874282 | Advisory (Plan) | $43,627 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,841 | $86,225-37.6% | $146,685-63.3% | $86,813-38.0% |
| Participation rate | 71.0% | 78.0%-7.0pp | 80.1%-9.1pp | 72.3%-1.3pp |
| Annual return | 54.99% | 31.23%+23.8pp | 22.75%+32.2pp | 97.93%-42.9pp |
| Employer contribution / active EE | $707 | $2,392-70.4% | $4,137-82.9% | $2,406-70.6% |
| Participant deferral / active EE | $2,423 | $4,245-42.9% | $5,507-56.0% | $4,131-41.4% |
| Admin fee / account holder | $121 | $195-38.3% | $10,281-98.8% | $170-28.9% |