Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,879 | $72,620-47.8% | $90,756-58.3% | $66,930-43.4% |
| Participation rate | 37.3% | 73.7%-36.4pp | 75.7%-38.4pp | 69.8%-32.5pp |
| Annual return | -18.37% | -12.28%-6.1pp | -12.16%-6.2pp | 1.57%-19.9pp |
| Employer contribution / active EE | $856 | $2,369-63.9% | $2,922-70.7% | $2,545-66.4% |
| Participant deferral / active EE | $1,600 | $3,979-59.8% | $4,565-65.0% | $4,238-62.3% |
| Admin fee / account holder | $2,274 | $707+221.5% | $8,445-73.1% | $593+283.2% |