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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $405,988 | $107,809+276.6% | $90,657+347.8% | $135,380+199.9% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.0%+26.0pp | 82.6%+17.4pp |
| Annual return | -4.28% | -0.90%-3.4pp | 1.89%-6.2pp | 519.81%-524.1pp |
| Employer contribution / active EE | $3,562 | $3,018+18.0% | $2,532+40.7% | $4,779-25.5% |
| Participant deferral / active EE | $9,253 | $3,872+139.0% | $3,424+170.2% | $5,609+65.0% |
| Admin fee / account holder | $9,588 | $5,931+61.7% | $4,994+92.0% | $10,828-11.5% |