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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $424,030 | $113,338+274.1% | $94,993+346.4% | $147,586+187.3% |
| Participation rate | 100.0% | 78.0%+22.0pp | 73.9%+26.1pp | 82.8%+17.2pp |
| Annual return | 13.95% | 20.80%-6.8pp | 27.14%-13.2pp | 578.59%-564.6pp |
| Employer contribution / active EE | $4,798 | $3,160+51.8% | $2,603+84.3% | $4,876-1.6% |
| Participant deferral / active EE | $6,877 | $3,777+82.1% | $3,317+107.3% | $5,439+26.4% |
| Admin fee / account holder | $132,772 | $6,063+2090.1% | $4,960+2576.7% | $10,886+1119.7% |