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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,179 | $110,337+159.4% | $102,383+179.5% | $145,877+96.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 11.61% | 24.83%-13.2pp | 24.94%-13.3pp | 551.28%-539.7pp |
| Employer contribution / active EE | $24,387 | $4,216+478.4% | $3,870+530.1% | $4,663+423.0% |
| Participant deferral / active EE | $23,371 | $5,621+315.8% | $5,060+361.9% | $6,691+249.3% |
| Admin fee / account holder | $2,242 | $9,750-77.0% | $8,391-73.3% | $13,402-83.3% |