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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,085 | $150,447+31.0% | $136,298+44.6% | $147,586+33.5% |
| Participation rate | 25.0% | 84.4%-59.4pp | 81.9%-56.9pp | 82.8%-57.8pp |
| Annual return | 21.72% | 1049.15%-1027.4pp | 5156.27%-5134.6pp | 578.59%-556.9pp |
| Employer contribution / active EE | $890 | $5,256-83.1% | $4,696-81.0% | $4,876-81.7% |
| Participant deferral / active EE | $3,338 | $6,631-49.7% | $6,247-46.6% | $5,439-38.6% |
| Admin fee / account holder | $1,176 | $10,906-89.2% | $9,244-87.3% | $10,886-89.2% |