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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,307 | $77,816-10.9% | $123,552-43.9% | $64,173+8.0% |
| Participation rate | 81.5% | 74.7%+6.8pp | 82.3%-0.8pp | 69.6%+11.9pp |
| Annual return | -9.64% | 12.49%-22.1pp | 119.20%-128.8pp | 7.63%-17.3pp |
| Employer contribution / active EE | $2,467 | $3,014-18.2% | $4,628-46.7% | $2,381+3.6% |
| Participant deferral / active EE | $6,474 | $5,240+23.6% | $6,426+0.8% | $3,470+86.6% |
| Admin fee / account holder | $1,191 | $5,519-78.4% | $9,285-87.2% | $4,887-75.6% |