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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,010 | $85,766-21.9% | $136,298-50.8% | $70,126-4.4% |
| Participation rate | 86.2% | 74.2%+12.1pp | 81.9%+4.3pp | 69.5%+16.7pp |
| Annual return | 17.84% | 31.46%-13.6pp | 5156.27%-5138.4pp | 73.15%-55.3pp |
| Employer contribution / active EE | $2,389 | $2,966-19.5% | $4,696-49.1% | $2,343+2.0% |
| Participant deferral / active EE | $5,998 | $5,051+18.7% | $6,247-4.0% | $3,332+80.0% |
| Admin fee / account holder | $2,266 | $5,421-58.2% | $9,244-75.5% | $4,645-51.2% |