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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,541 | $110,278-81.4% | $95,740-78.5% | $139,466-85.3% |
| Participation rate | 100.0% | 75.7%+24.3pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 24.04% | 27.19%-3.1pp | 28.41%-4.4pp | 373.66%-349.6pp |
| Employer contribution / active EE | $3,128 | $3,260-4.1% | $2,836+10.3% | $4,754-34.2% |
| Participant deferral / active EE | $7,432 | $4,674+59.0% | $4,244+75.1% | $6,712+10.7% |
| Admin fee / account holder | $885 | $6,613-86.6% | $5,676-84.4% | $11,409-92.2% |