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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,794 | $165,361-78.4% | $149,715-76.1% | $158,950-77.5% |
| Participation rate | 70.0% | 84.6%-14.6pp | 82.5%-12.5pp | 82.0%-12.0pp |
| Annual return | 16.27% | 348.24%-332.0pp | 276.66%-260.4pp | 302.91%-286.6pp |
| Employer contribution / active EE | $1,370 | $5,103-73.2% | $4,645-70.5% | $4,762-71.2% |
| Participant deferral / active EE | $4,878 | $7,182-32.1% | $6,842-28.7% | $5,983-18.5% |
| Admin fee / account holder | $464 | $10,808-95.7% | $9,310-95.0% | $11,248-95.9% |