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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,688 | $139,948-28.8% | $121,663-18.1% | $154,746-35.6% |
| Participation rate | 85.7% | 78.0%+7.7pp | 74.5%+11.2pp | 80.7%+5.0pp |
| Annual return | 20.49% | 230.52%-210.0pp | 147.54%-127.0pp | 172.34%-151.8pp |
| Employer contribution / active EE | $5,150 | $3,521+46.3% | $3,020+70.5% | $4,379+17.6% |
| Participant deferral / active EE | $9,933 | $5,629+76.5% | $4,887+103.3% | $6,730+47.6% |
| Admin fee / account holder | $1,571 | $17,321-90.9% | $14,289-89.0% | $14,365-89.1% |