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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,755 | $125,184-43.5% | $105,607-33.0% | $145,884-51.5% |
| Participation rate | 81.3% | 77.6%+3.6pp | 75.3%+6.0pp | 80.3%+0.9pp |
| Annual return | 22.37% | 225.00%-202.6pp | 116.11%-93.7pp | 551.85%-529.5pp |
| Employer contribution / active EE | $2,357 | $3,720-36.6% | $3,167-25.6% | $4,662-49.5% |
| Participant deferral / active EE | $6,981 | $5,714+22.2% | $5,011+39.3% | $6,690+4.4% |
| Admin fee / account holder | $399 | $17,133-97.7% | $10,958-96.4% | $13,392-97.0% |